Reserve decisions deserve more than generic software advice.

Ballast analysis for association boards and managers on reserve-study quality, financing readiness, funding decisions, and maintaining an issued baseline over time.

Study quality

What can the study on file actually support?

Start with document usability, visible gaps, and the decision in front of the board rather than assuming every dated PDF is a usable baseline.

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Financing

Separate financing readiness from lender approval.

A rule-based readiness result can identify association facts that need attention without promising a financing outcome.

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Continuity

Preserve the issued baseline while the property changes.

Live Reserve Service separates later reviewed information from the issued professional study so boards can see what changed without rewriting the report.

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Reference library

Use maintained resources when the question needs authority.

State guidance, financing criteria, methodology, and answer pages remain the source-backed reference layer underneath Ballast publishing.

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